Where is discover card accepted

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Credit score ranges are provided as guidelines only and approval is not guaranteed. Find out why Discover Card acceptance isn't as widespread at as many stores and other merchants as Visa or MasterCard. By Shirley Pulawski. Continue Reading. Compare Best Accounts Now. Shirley is a staff writer for MyBankTracker who covers personal finance trends, money habits, mortgages and foreclosures.

Add a comment. Pay them off monthly, don't sign up for cards to get X off an order, and never pay living expenses utility, rent, house payment with a credit card and your rates may drop within the year.

So I have a good ratio with very long standing lines. Debt to income ratio has a lot to do with things. Here is the crazy thing: When I purchased a home in July by credit score at Trans Union and Experien were and but with Equifax Chase has a stake in them, I am positive was only or so. The following months my credit scores dropped about 35 pts! One major national chain outlet that doesn't accept Discover at any outlets is Costco, which only honors one credit card brand at its members-only warehouse stores, tire centers and gas stations.

In , Costco ended a year partnership with American Express, and it currently accepts only Visa cards. Note that with any credit card, you could be charged a convenience fee by merchants who prefer not to accept credit cards—but your Discover card will be treated the same as other cards in this situation.

While there are long odds against finding a U. If you find yourself at one with only a Discover card and a shortage of cash in your wallet, you may be forced to take your business elsewhere. That may not be a big deal if you're seeking dinner in a busy town, but it could be a hassle in a remote area, or under emergency circumstances when shopping around is impractical—or impossible.

If you're attracted to Discover's lack of annual fees and cash back premiums or the miles rewards on its travel card , you'll no doubt find it broadly useful. But adding a more universally accepted Mastercard or Visa to your wallet, at least as backup, might be good idea when you're considering broadening your credit card portfolio.

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If you have a Discover credit card, you should be able to use it just about everywhere you go, but it's not a bad idea to keep a Visa- or Mastercard-branded card in your wallet as well just in case you hear, "Sorry - we don't take Discover. Unfortunately, Discover cards aren't widely accepted outside of the United States, so they may not be the best travel credit cards to take on your next trip.

Visa and Mastercard are the most widely-used card payment networks abroad, while Discover and American Express are still very much U. Plus, card payments aren't widely used at all in many international markets. Having said that, this doesn't mean your Discover card is necessarily useless for international travel. Discover has some degree of acceptance in countries and territories around the world. According to the credit card acceptance tool on Discover's website, there are many markets where Discover cards are used.

The company claims "moderate acceptance" in certain countries like the U. There are many places where Discover cards aren't accepted at all, such as most of Africa and the Middle East, and several countries in Asia, Europe, and South America. If you plan to travel to any of these places, I suggest checking Discover's website to see if the company has a presence there. It's also worth noting that Discover cards can be used to get cash from ATMs in many foreign markets, even where merchant acceptance is quite low.

While I wouldn't suggest relying on your Discover credit card as your sole means for covering your expenses while traveling abroad, depending on where you're going, it could be quite useful.

If you can find merchants that accept Discover, it's important to mention that Discover cards have no foreign transaction fees. There are some great reasons to carry a Discover credit card. In fact, there are regularly Discover products on our best rewards credit cards list. To be clear, the Discover credit card acceptance rate is more than enough to be able to use a Discover card as your primary credit card.

However, it isn't universally accepted, so it's a good idea to have an excellent credit card from another payment processing network in your wallet as well. Those are just a few reasons why our experts rate this card as a top pick to help get control of your debt.

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